Organize what your family would need if you became seriously ill, unable to make decisions, or passed away. Then get a personal report showing the gaps in your plan and how to fix them.
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Step 1 of 9
About you & your family
Start with the people this plan is meant to protect.
Your province matters: Wills, probate fees and the rights of a common-law partner are different in every province.
Primary person
Family & dependants
Add a personal note
Saved with your vault and included when you print or save your summary.
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Step 2 of 9
Your important people
Who should your family call for help and advice?
Your family will need these names quickly. Add your lawyer, accountant and doctor, and anyone else who holds your documents.
Saved with your vault and included when you print or save your summary.
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Step 3 of 9
Will & Powers of Attorney
Record whether your key legal documents exist and where the originals are kept.
Without a Will or Power of Attorney, provincial law, not you, decides who manages your money and who inherits. Separated, divorced or in a blended family? Your plan needs extra care. We'll ask a few extra questions.
Separation & divorce
Powers of Attorney & wishes
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Step 4 of 9
Insurance coverage
Add life, critical illness, disability, group (work) and loan insurance.
Your report compares the coverage you have with what your family would actually need, so add every policy, including insurance through work.
How much would your family need?
Add a personal note
Saved with your vault and included when you print or save your summary.
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Step 5 of 9
Investments & bank accounts
A simple list of where your money is. Use only the last 4 digits of account numbers.
Accounts with a named beneficiary usually pass directly to your family. Accounts without one may get stuck in probate.
🔒 Enter the last 4 digits only (e.g., ••••1234). Never enter passwords or PINs.
Add a personal note
Saved with your vault and included when you print or save your summary.
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Step 6 of 9
Real estate
Your home, rental, cottage, commercial or foreign property.
How a property is owned (alone or jointly) changes who gets it and whether probate applies. Rental and cottage properties can also trigger capital gains tax.
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Saved with your vault and included when you print or save your summary.
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Step 7 of 9
Debts & obligations
Lines of credit, HELOCs, loans, credit cards and business debt.
Debts are paid from your estate before your family receives anything. Add mortgages under Real Estate so they aren't counted twice.
Add a personal note
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Step 8 of 9
Documents & digital access
Where important papers and access instructions are kept. Never the passwords themselves.
Families often spend months just finding documents. A few answers here can save them that time.
Add a personal note
Saved with your vault and included when you print or save your summary.
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Step 9 of 9
Your Family Protection Report
What we found in your answers: the problems your family could face, what they could cost, and how to fix them.
Financial assets$0
Real estate$0
Liabilities$0
Approx. net worth$0
Key numbers
Problems found & how to fix them
Estimates are for general planning only, based on the information you entered and the rules of your province or territory. They are not tax or legal advice. Review them with your advisor, lawyer or accountant before acting.
Saved with your vault and included when you print or save your summary.
📘 Your Family Binder (PDF)
One PDF with everything you entered, an "If something happens to me" page for your family, and your full report. Keep it, print it, or share it with your spouse or executor. Want to update it later? Come back to this link and upload the PDF; your vault comes back to life.
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🔒 Your information is encrypted with this password and stored only in this browser. No one else can see it, not even your advisor. If you forget the password it cannot be recovered, so download a backup from time to time. Already have a Family Binder PDF from this vault? Choose Restore from my PDF to bring your information back and update it.